Skip to main menu Skip to main content Skip to footer

Insurance and Payment Options

Estimated patient financial responsibility is due prior to your visit. Payment in full is required unless a payment arrangement has been made. Payment can be made in the form of check, money order, cash or credit card. Postdated checks are not accepted. 

Payment Arrangements 

  1. Patient account must be in good standing, that has consistently been paid in a timely manner, has not been sent to collections and has not defaulted on a payment plan. 
  2. We will accept payment of 50% of the estimated patient responsibility before your visit. The remaining balance will be divided based on agreed-upon monthly payments not to exceed 12 months. 
  3. Payment dates can be tailored to your personal needs: weekly, biweekly or monthly. 
  4. Payments are set up on automatic withdrawal only by utilizing either a debit or credit card. 
  5. Once the payment is posted to your account, a patient statement is generated and mailed. 
  6. Payment arrangements are set up based on estimated patient responsibility. If the payment amount needs to be adjusted after your insurance carrier pays in full, you will be contacted by a Central Florida SurgiCenter patient account representative. 
  7. Only one payment plan can be in effect at a time. If you have a return visit prior to your payment plan being completed, we can combine your visits into one payment arrangement. 

Facility charges will be billed by Central Florida SurgiCenter. Professional fees will be billed separately by your physician and anesthesiologist. If applicable, you will receive a separate bill for surgical assistants, radiologists, pathologists or third-party implant companies. 

You should also contact your insurance carrier regarding your cost-sharing responsibilities for both facility charges and professional fees. 

Some healthcare providers may or may not participate with the same insurance carriers as Central Florida SurgiCenter. We encourage you to contact your insurance carrier if they are in our network before your upcoming visit. 

You can access Florida Health Finder https://price.healthfinder.fl.gov to find facility benchmarking, quality measures and statistics regarding healthcare in Florida. This link provides information that is an estimate of costs that may be incurred and actual costs will be based upon the services provided. 

We have provided a link directly to the Florida Health Price Finder for non personalized data on health care costs on National, State and County prices. 

Note: Service may be provided in the Surgery center by other health care providers who may separately bill the patient. Such healthcare providers may or may not participate with the same health insurer or HMO’s as the Surgery Center. 

You should contact your health care practitioner who will provide services in the surgery center to determine which health insurers and HMO’s they participate in as a network provider or preferred provider. 

Patients and prospective patients or their guardians may request an estimate for charges both from the surgery center and other practitioners who may provide services. 

The following is a list of names, addresses and telephone numbers of the health care practitioners we contract with to provide services in the facility. 

You may contact them to determine the health insurers and HMO’s with which they participate with as network providers or preferred providers: 

Central Florida Surgery Center, LLC 
900 Griffin Road
Lakeland, FL33806
(863) 686-3344 

Anesthesia 
Lakeview Anesthesia, LLC
P.O.Box 1590
Lutz, FL 33548
(866) 226-9156

Insured patients will receive a discount off billed charges based on the contractual agreement with the insurance carrier. 

Uninsured patients will be offered a self-pay rate, which is a percentage off billed charges. 

There is no application process required to receive these discounts. 

Central Florida SurgiCenter’s standard collection policy is to produce and send two patient statements reflecting the patient’s cost-sharing responsibility. If the statement balance is not paid in a timely manner, a collection notice will be sent. This notice will inform the patient that the unpaid balance will be placed with a collection agency. 

Central Florida SurgiCenter accepts most major commercial insurance, HMO/PPO plans, Medicare, Workers Compensation, and other government sponsored health coverage. 

We will bill your insurance company as a courtesy; however, any balance due is your responsibility. Payment will be requested from you if reimbursement from your insurance company is not received within 60 days. 

Bring completed insurance forms as well as any medical information. Please check with your insurance company for pre-admission requirements such as second opinions and pre-admission certification. This will facilitate the admitting process. 

Uninsured and/or self pay patients will be required to pay for services on or before the admission date unless other arrangements have been made with the Center. 

Central Florida SurgiCenter recognizes our obligation to remain flexible in financial matters. In the event of the above conditions cannot be met, the center will attempt to make other financial arrangements. These arrangements must be made prior to admission and must be approved by the administrator. 

MasterCard and VISA are accepted. 

Insurance Accepted

Most insurances accepted.

Medical insurance providers often require pre-authorization for eye and vision care services. Before your appointment with us, please discuss any pre-authorization requirements with your insurance company.

  • Aetna Commercial
  • Aetna Medicare
  • Aetna Better Health
  • Coventry
  • ChampVA
  • First Health
  • GEHA
  • Freedom Health
  • Optimum Health
  • BayCare Plus Medicare Advantage
  • Blue Cross Blue Shield of Florida
  • Network Blue
  • Health Options
  • HMO
  • ICare Health Solutions
  • Cigna
  • Cigna Health Springs (Medicare)
  • Envolve / Sunshine
  • Florida Healthy Kids (Simply Healthcare)
  • Humana
  • Humana Commercial
  • Humana Medicare PPO
  • Humana Medicare HMO
  • Medicaid of Florida
  • Medicare
  • Multi Plan
  • PHCS
  • Molina – *Marketplace Only
  • Premier Care Plus
  • Premier Devoted
  • Premier Humana Medicaid
  • Premier Wellcare
  • Premier Staywell
  • Polk HealthCare Plan
  • Simply Health Medicaid
  • Simply Health Medicare
  • TRICARE FOR Life

UnitedHealthcare

  • AARP® Medicare Complete® Plans
  • UnitedHealthcare Dual Complete® Plans
  • UnitedHealthcare® Group Medicare Advantage Plans
  • All Savers® Health Plan
  • UnitedHealthcare® Choice and Choice Plus
  • Golden Rule
  • Preferred Care Partners
  • UMR
  • WellMed
  • VA CCN

An account in good standing has consistently been paid in a timely manner, has not been sent to collections and has not defaulted on a payment plan. 

You will be required to pay your estimated patient responsibility and any defaulted payment in full before your next visit. 

You will be required to pay your estimated patient responsibility and any collection balance in full before your next visit. 

You should ask: 

  • Are all providers in-network (the facility, physician, anesthesia, etc.)? 
  • Does this procedure require an authorization or referral? 
  • Does this procedure have medical necessity criteria that need to be met? 

“Estimated patient responsibility” is the amount we anticipate you will owe. It is calculated prior to your visit based on the procedure codes scheduled by your physician and your insurance benefits. We evaluate your remaining deductible, out-of-pocket, co-insurance, co-pays and health savings account, if applicable. 

Scheduled procedures may vary from billed procedures. Insurance carriers may apply more or less to patient responsibility based on processed claims.